CA License #1040445|Licensed, bonded & insured|Hablamos español Call or text (951) 609-7164
Financing

Start your project now, pay over time

We work with two home improvement lenders so you can spread the cost of your remodel, ADU, patio or concrete project into fixed monthly payments. You can apply before or after your free estimate.

  • Fixed rates and predictable monthly payments
  • No home equity or appraisal required with Lyon Financial
  • Checking your options with HFS Financial doesn't affect your credit
Covered backyard patio with outdoor seating and flowering plants at sunset
Design inspiration
Our lending partners

Two ways to finance your project

Rates and approval come from the lender and depend on your credit, loan amount and term.

Apply online now

Lyon Financial

Home improvement financing specialists since 1979, rated A+ by the BBB. A live representative answers every call.

$200KLoans up to*
20 yrsTerms up to*
90 daysDeferred payments†
  • Low, fixed rates
  • No equity or appraisal required
  • No prepayment penalties
  • No payments for 90 days on eligible loans†
Apply with Lyon Financial

Opens Lyon Financial's application page for Unlimited Construction customers. Questions: 877-693-8812.

No impact to your credit to check

HFS Financial

Fixed-rate personal loans for home improvement, funded directly to you, so your home equity isn't touched.

$450KLoans up to*
30 yrsTerms up to*
48 hrsFunds after approval*
  • Checking your rate doesn't affect your credit
  • Same-day prequalification
  • Low, fixed rates and payments
  • No home equity needed
Check your rate with HFS

Opens HFS Financial's prequalification page. Mention Unlimited Construction as your contractor.

Payment estimator

See what your monthly payment could be

Estimated monthly payment $477.53

For planning only. Your actual rate and payment come from the lender.

Apply now
How it works

Financing in three steps

  1. Get your free estimate

    We give you a written, itemized price so you know how much to borrow.

  2. Apply online

    Apply with Lyon Financial or check your rate with HFS Financial. Most people hear back the same day.

  3. Schedule your project

    Once you're approved, we set your start date and pull permits.

Questions

Financing questions

Can I apply before I get an estimate?

Yes. Many homeowners apply first so they know their budget. You can also wait until you have our written quote.

Will applying affect my credit?

HFS Financial says checking your options doesn't affect your credit. For Lyon Financial, ask their representative how they check credit before you submit.

Do I need equity in my home?

No. Lyon Financial offers loans with no equity or appraisal required. HFS Financial offers personal loans.

Who decides my rate?

The lender. Rates and terms depend on your credit, the loan amount and the term you choose. Unlimited Construction does not set rates.

Know your budget? Let's plan the project.

Free estimate, written quote. Or call us at (951) 609-7164.

Get my free estimate

* Loan terms, including APR, vary based on loan purpose, amount, term, credit profile and other factors. The lowest advertised rates are available to the most creditworthy applicants. All loans are subject to credit approval and not all applicants will qualify. Rates and terms are set by the lender and may change without notice.

† Lyon Financial 90-day deferred payment program: no payments for 90 days after funding. Interest accrues from the date of funding, including during the deferral period. Available on eligible loans up to $150,000 with terms up to 20 years. Terms up to 30 years and loans up to $200,000 are available through separate programs.

Lyon Financial acts as a facilitator and is not a lender or broker; loans are provided by third-party lenders. Unlimited Construction is not a lender and does not arrange loans.